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What is home insurance excess?
Home insurance excess is the amount you pay out-of-pocket whenever you make a claim. It applies whether you have home (building) insurance, contents insurance or a combined policy that covers both.
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Understanding your product disclosure statement for home insurance
A product disclosure statement (PDS) is one of the most important documents you’ll come across when considering home insurance. It’s your single source of truth - everything you need to know about your policy is packed into this document.
Understanding home insurance for natural disasters
Natural disasters like bushfires, floods, cyclones, and hailstorms are a fact of life in Australia, with risks only intensifying as our climate changes. The tricky part? No two home insurance policies define or cover these events quite the same way, and the differences can be more unexpected than you’d think.
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Holiday home insurance
If you own a holiday home, your insurance options fall into two categories: one for renting the property out, and another for personal use only.
Renters insurance
Starting life in a new rental often means unpacking boxes, finding the nearest coffee shop, and making the space your own. Insurance might not top your to-do list, but it probably should.
How to prepare your home for El Niño
For the last three years, Australia has weathered one natural disaster after another. From the devastating Black Summer bushfires to three years of record-breaking floods, home insurance premiums have skyrocketed to compensate for the surge in claims, as highlighted in the 2022 Mozo insurance report.
Home & Contents Insurance Tips and Traps
Whether you’ve built it from scratch or picked it up at an auction, our home is the most expensive thing we own. So the last thing you want is to find out you’ve forgotten to add or misjudged something on your home and contents insurance policy, like underinsurance.
Home insurance news
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Australia’s Best Landlord Insurance for 2025
Having tenants in your property is different from living in it, which is why your home insurance should be different too. The best landlord insurance expands on standard home insurance by offering protection for unique landlord-related risks like tenant damage, unpaid rent and legal liability.
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Allianz vs. Budget Direct home insurance
Allianz is the global heavyweight with long-standing brand recognition, while Budget Direct is the local challenger known for keeping costs low.
The #1 trick for tanking your home insurance claim, revealed in a new report
Want to ensure your home insurance claim gets denied? The new Home Care report from Allianz tells you exactly how: focus your home upgrades on aesthetics over maintenance.
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QBE vs Allianz home insurance
QBE and Allianz are probably two of the most established names in Australian home insurance. But how do their comprehensive home and contents insurance policies stack up side by side? This comparison takes a closer look at what each insurer offers, looking at features, limits, pricing and quality - to help you figure out which one might suit your needs best.