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What is home insurance excess?
Home insurance excess is the amount you pay out-of-pocket whenever you make a claim. It applies whether you have home (building) insurance, contents insurance or a combined policy that covers both.
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Understanding your product disclosure statement for home insurance
A product disclosure statement (PDS) is one of the most important documents you’ll come across when considering home insurance. It’s your single source of truth - everything you need to know about your policy is packed into this document.
Understanding home insurance for natural disasters
Natural disasters like bushfires, floods, cyclones, and hailstorms are a fact of life in Australia, with risks only intensifying as our climate changes. The tricky part? No two home insurance policies define or cover these events quite the same way, and the differences can be more unexpected than you’d think.
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Holiday home insurance
If you own a holiday home, your insurance options fall into two categories: one for renting the property out, and another for personal use only.
Renters insurance
Starting life in a new rental often means unpacking boxes, finding the nearest coffee shop, and making the space your own. Insurance might not top your to-do list, but it probably should.
How to prepare your home for El Niño
For the last three years, Australia has weathered one natural disaster after another. From the devastating Black Summer bushfires to three years of record-breaking floods, home insurance premiums have skyrocketed to compensate for the surge in claims, as highlighted in the 2022 Mozo insurance report.
Home & Contents Insurance Tips and Traps
Whether you’ve built it from scratch or picked it up at an auction, our home is the most expensive thing we own. So the last thing you want is to find out you’ve forgotten to add or misjudged something on your home and contents insurance policy, like underinsurance.
Home insurance news
The #1 trick for tanking your home insurance claim, revealed in a new report
Want to ensure your home insurance claim gets denied? The new Home Care report from Allianz tells you exactly how: focus your home upgrades on aesthetics over maintenance.
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Australia’s Best Landlord Insurance for 2025
Owning an investment property comes with plenty of upsides, but it also brings risks that standard home insurance won’t cover. Landlord insurance is designed for those situations, offering cover for things like tenant damage, unpaid rent and legal liability - on top of the usual protections for the building itself.
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QBE vs Allianz home insurance
QBE and Allianz are probably two of the most established names in Australian home insurance. But how do their comprehensive home and contents insurance policies stack up side by side? This comparison takes a closer look at what each insurer offers, looking at features, limits, pricing and quality - to help you figure out which one might suit your needs best.
Just the facts please: are these home insurance myths costing you money?
When was the last time you thought about what it would cost to rebuild your home from scratch? Doing so could be the difference between being fully covered by your home insurance and ending up thousands of dollars out-of-pocket. This is especially important as weather events increase in scope and severity, and construction costs continue to climb.